Behaviour 5 min read
Why the first market fall decides your next twenty years
Most investors do not lose money to bad funds. They lose it to a decision made in a bad month. What to prepare for, and how.
Full article coming soonBlog & resources
Notes for patient investors
Short, practical writing on behaviour, planning and the unglamorous habits that build long-term wealth.
Latest
Reading list
SIP 4 min read
How to size a SIP you can actually sustain
A SIP that breaks your monthly budget will be stopped within a year. A framework for choosing an amount that survives.
Full article coming soonGoals 6 min read
Working backwards from your child's college fee
Estimating a future cost, adjusting for inflation, and converting it into a monthly contribution you can start this month.
Full article coming soonBasics 5 min read
Reading a scheme document without falling asleep
The four sections in a scheme information document that genuinely matter to a retail investor.
Full article coming soonRetirement 6 min read
The last ten years before retirement matter most
Why de-risking is a glide path rather than a switch, and how withdrawal planning changes the maths.
Full article coming soonTaxation 4 min read
What changes when you redeem
Holding period, scheme type and why redemption timing deserves a conversation before you press the button.
Full article coming soonInvestor toolkit
Useful references
Independent, authoritative sources every mutual fund investor should know.