Knowledge Articles

Insights for the Long-Term Investor

Simple, practical perspectives on investing, behaviour and financial planning — helping you make better decisions and stay disciplined through the journey.

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Reading list

Behaviour 5 min read

Why the first market fall decides your next twenty years

Most investors do not lose money to bad funds. They lose it to a decision made in a bad month. What to prepare for, and how.

Full article coming soon
SIP 4 min read

How to size a SIP you can actually sustain

A SIP that breaks your monthly budget will be stopped within a year. A framework for choosing an amount that survives.

Full article coming soon
Goals 6 min read

Working backwards from your child's college fee

Estimating a future cost, adjusting for inflation, and converting it into a monthly contribution you can start this month.

Full article coming soon
Basics 5 min read

Reading a scheme document without falling asleep

The four sections in a scheme information document that genuinely matter to a retail investor.

Full article coming soon
Retirement 6 min read

The last ten years before retirement matter most

Why de-risking is a glide path rather than a switch, and how withdrawal planning changes the maths.

Full article coming soon
Taxation 4 min read

What changes when you redeem

Holding period, scheme type and why redemption timing deserves a conversation before you press the button.

Full article coming soon

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